Our intern got me thinking about the younger generation and how early they can start investing. It might surprise many to learn that the average age for someone to begin investing is actually 33.3 years old. So, there’s a significant opportunity for young people to get a head start on their financial journey much earlier than they might expect.

Investing is a bit like deciding whether to jump into the campus fountain – everyone talks about it, but not everyone’s ready to take the plunge. Investing isn’t just for old folks with briefcases and fancy suits, even broke college students can get in on the action and set themselves up for financial success. There’s not one person out there who won’t tell you they wish they started earlier, so grab your ramen noodles and listen up. (And this isn’t just for college kids! Parents, teach them to invest instead of buying another ASU hoodie they don’t need).

Let’s talk about the magic of compound interest. It’s like planting a money tree and watching it grow while you sit back and binge-watch Netflix. By starting early, even with a few bucks from your part-time job, you can harness the power of compound interest and watch your money multiply faster than your laundry pile during finals week.

Investing is about securing your financial future, not just splurging on unnecessary luxuries. Whether you’re aiming to pay off student loans, purchase your first car, or retire comfortably, investing lays the groundwork for turning those aspirations into reality. Now, I recognize the initial skepticism – “But I’m on a tight budget!” It’s a common concern, particularly with the financial demands of tuition, textbooks, and everyday expenses. However, it’s essential to understand that significant wealth isn’t a prerequisite for investing. Even modest contributions, such as setting aside $20 a week, can yield substantial long-term benefits.

So, how do you start investing? It’s simpler than you might think. Skip the Wall Street jargon and focus on easy options like low-cost index funds, ETFs, and robo-advisors. Think of these as your trusty sidekicks—dependable, low-maintenance, and always ready to help you build your financial future.  Consider investing as a strategic endeavor similar to a side hustle – but instead of delivering pizzas or walking dogs, you’re diligently building your wealth one dollar at a time. This disciplined approach lays the groundwork for potential future financial freedom.

Nowadays, you don’t need a finance degree or a fancy office on Wall Street to be an investor. Thanks to the internet and the resources available at your fingertips, learning about investing is easier than ever. Online courses, podcasts, and YouTube channels provide a quick and accessible introduction to the basics of investing. Additionally, a phone call or meeting with a financial advisor can offer personalized guidance and set you on the right path as you begin your investment journey. When it comes to picking investments, there’s no shortage of options. But remember – keep it simple. Stick to the basics, do your research, and don’t get lured in by flashy trends or hot tips from your roommate’s cousin’s friend who’s definitely a stock market genius.

Remember that patience is a virtue – especially when it comes to investing. Rome wasn’t built in a day, and neither is your investment portfolio. Before you know it, you’ll witness the fruits of your patience as your investments grow steadily. Picture yourself in the future, enjoying the rewards of your financial discipline and wise investment decisions. As you continue on this journey, stay focused on your long-term goals and remain steadfast in your strategy. Market fluctuations are natural, but with patience and perseverance, you’ll navigate through them successfully.