Empirical Evidence of Stocks

What stops you from owning a 100% stock portfolio all your life? EMOTION and BEHAVIOR.  Yes, I understand that as you get closer to “retirement” that you could have volatility and your portfolio can go down, temporarily.  Drawdowns do matter.  Taking...

The Average Arizona Retirement

Would you quit your job today for a fixed income of $60,500 per year?  According to John Csiszar, of GoBankingRates, a comfortable Arizona Retirement costs $60,503 per year. See our hypothetical budget of a retired couple with a mortgage-free $350,000 home and a...

The 3% Buyer’s Agent Commission

Information asymmetry is one of the biggest contributing factors to financial mishap.  In the financial services sector, structure and incentive compound this information gap.  The word “Fiduciary” often gets thrown around as the Fiduciary Ruling was one of...

Young Professionals

Help me lay the proper foundation to achieve my long-term goals

I’m a Young Professional that wants to know how I can take advantage of time to best start growing my wealth for the future.

Young Professionals. Help me set my family up for success with the right goals

Growing Families

Help me insure I am on the right path to secure our financial future and lifestyle

I’ve checked some basic boxes, but I am unsure if I could be doing more for my family.

financial advice for growing families

Financially Independent

Help me understand what more I can do with my wealth and taxes

I want to protect the wealth I’ve worked for while maximizing my current lifestyle and legacy goals. 

pre retirement wealth management advice